Voya International Index Option, through its investments in Voya International Index Portfolio, seeks results (before fees and expenses) that correspond to the total return (which includes capital appreciation and income) of a widely accepted international index. (This Option is only available to account owners previously invested in the Vanguard FTSE All World ex-US ETF Portfolio, an option offered by the prior program manager, as of March 1, 2013.)

An investment in a Money Market Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the funds seek to preserve your investment at $1.00 per share, it is possible to lose money by investing in the funds.